Mojaz Foundation Loan Interest-Free Loan
Microfinance Products
Products
Business Loan
Livestock Loans
Agriculture Loans
MOJAZ Shandar Karobar Loan
MOJAZ Maal Khushaal Loans
MOJAZ Sarsabz Khallian Loans
MOJAZ Meri Sawari Loans
Microfinance:
MOJAZ focuses on progressively sustainable economic development through income enhancement and employment generation. Our Microfinance program is geared towards achieving this objective. MOJAZ Foundation through an extensive process of social mobilization needs assessments and poverty scores focuses on local rural needs and gaps. The challenges that the poor are facing in the rural area are mainly access to finance, links with the market, and opportunities for skill enhancement. MOJAZ Foundation designed its program and loan portfolio in the sectors that are relevant to the needs and have greater potential for the poorest.
The organization is running its microfinance program in Narowal with the financial support of the Pakistan Poverty Alleviation Fund, ORIX Leasing Pakistan & Orangi Charitable Trust. MOJAZ Foundation has disbursed Rs. 142.155 million from Oct 2008 to June 2012 with help of PPAF, OCT, and ORIX Leasing in the areas of agriculture, livestock, and enterprise (54% of our beneficiaries have been women). Our recovery rate has been 100% throughout.
Humanitarian Response:
Floods 2014 in Pakistan have badly affected 09 Districts namely: Narowal, Sialkot, Gujrat, Gujranwala, Hafizabad, Sargodha, Jhang, Mandi Bahaudin, Sheikhupura in Punjab. Situation monitors mentioned significant threats in all Districts of South Punjab, North Sindh, and Balochistan as water is moving downstream. As per MOJAZ Foundation assessments, more than 150 deaths and 1,000 injuries across Punjab are recorded so far. The figures are speculated to rise as water will recede in central Punjab and enter south Punjab, north Sindh, and Balochistan.
MOJAZ Foundation immediately conducted a quick situational analysis in Narowal and Sialkot to investigate the damages. The data gathered has some limitations as most of the places affected by floods are not easily accessible.
Age of borrower at the time of loan
18 – 59 years
loan period
12 to 18 months
Lending methodology
Group loan comprising of 3-10 members
Collateral type
Social collateral - joint guarantee provided by the group members and guarantee of spouse/head of household.Borrower’s Bank account checks if the loan amount is Rs.40,000 and higher. For female borrowers, blood relatives' PDCs are acceptable.
Identification source
Copy of CNIC, and a recent photograph for borrower and guarantor
Age of borrower at the time of loan
18 – 59 years
loan period
12 to 18 months
Lending Methodology
Group loan comprising of 3-10 members
Collateral type
Social collateral - joint guarantee provided by the group members and guarantee of spouse/head of household Borrower’s Bank account checks if the loan amount is Rs.40,000 and higher. For female borrowers, blood relatives' PDCs are acceptable.
Identification Source
Copy of CNIC, and a recent photograph for borrower and guarantor
Age of borrower at the time of loan
18 – 59 years
Loan Period
12 to 18 months
Lending Methodology
Group loan comprising of 3-10 members
Collateral Type
Social collateral - joint guarantee provided by the group members and guarantee of spouse/head of household Borrower’s Bank account checks if the loan amount is Rs.40,000 and higher. For female borrowers, blood relatives' PDCs are acceptable.
Identification Source
Copy of CNIC, and a recent photograph for borrower and guarantor
Age of borrower at the time of loan
18 – 59 years
loan period
12 to 18 months
Lending Methodology
Group loan comprising of 3-10 members
Collateral Type
Social collateral - joint guarantee provided by the group members and guarantee of spouse/head of household Borrower’s Bank account checks if the loan amount is Rs.40,000 and higher. For female borrowers, blood relatives' PDCs are acceptable.
Identification Source
Copy of CNIC, and a recent photograph for borrower and guarantor
Age of borrower at the time of loan
18 – 59 years
loan period
12 to 18 months
Lending Methodology
Group loan comprising of 3-10 members
Collateral Type
Social collateral - joint guarantee provided by the group members and guarantee of spouse/head of household Borrower’s Bank account checks if the loan amount is Rs.40,000 and higher. For female borrowers, blood relatives' PDCs are acceptable.
Identification Source
Copy of CNIC, and a recent photograph for borrower and guarantor
Age of borrower at the time of loan
18 – 59 years
Loan Period
12 to 18 months
Lending Methodology
Group loan comprising of 3-10 members
Collateral Type
Social collateral - joint guarantee provided by the group members and guarantee of spouse/head of household Borrower’s Bank account checks if the loan amount is Rs.40,000 and higher. For female borrowers, blood relatives' PDCs are acceptable.
Identification Source
Copy of CNIC, and a recent photograph for borrower and guarantor
Age of borrower at the time of loan
18 – 59 years
Loan Period
12 to 18 months
Lending Methodology
Group loan comprising of 3-10 members
Collateral Type
Social collateral - joint guarantee provided by the group members and guarantee of spouse/head of household Borrower’s Bank account checks if the loan amount is Rs.40,000 and higher. For female borrowers, blood relatives' PDCs are acceptable.
Identification Source
Copy of CNIC, and a recent photograph for borrower and guarantor
contact us
41-Upper Ground Floor, Land Mark Plaza, Land Mark Plaza, Jail Road, Lahore.
Head Office
Opposite DCO House, Narowal. Ph: +92-54-2412313 & +92-54-2413313, Fax: +92-54-2412313
Narowal Branch
Near Government Degree Women College BadoMali Narowal
Liaison Office
1st Floor, House #8A, Street 32, F-8/1, Islamabad Ph#: 051-2856613
Regional Office Muzaffargarh
Bagh-e-Irum Colony, Near Zakariya Girls Misali Higher Secondary School, Muzaffargarh
Chishtian Project Office
Street No 4, Chishtia park colony, Chishtian
Important note you must read before applying:
Submission of application:
Interested applicants must submit their documents and required documents before the last date for this latest job at the address is mentioned in the advertisement.
Test and interview:
Only shortlisted applicants will be called for the test and interview for this latest job announced.
TA-DA:
No TA-DA is required at the time of test and interview for these latest jobs announced.
Late submission:
Applications that are received late after the due date will not be accepted for these later jobs announced.
Incomplete applications:
Applicants that are incomplete will not be accepted for these latter jobs announcements.
Government employees:
If you are already a government employee you will have to apply through the proper channels for these latest jobs announced.
Required documents to apply:
Please read it very carefully the list of documents that are provided below for this data job announced. In case you missed any of the documents you will not be ready to apply for these latest jobs announced.
Application Form.
Domicile.
Detailed CV.
Copy Of CNIC.
All Educational Certificates.
All Experience Certificates (Optional)
4X Passport Size Photos.
Validity Dates:
Opening Date:: 25, February 2022.
Last Date:: 15, March 2022
Read Official Announcement:
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